Cross-border friction
Regional commerce should not be constrained by unnecessarily fragmented payment experiences.
FOUNDER
Building financial infrastructure for a more connected Africa.
Prof. Nura Mohammad Rabiu Ahmad is building YusurPay around the realities of African cross-border commerce and the need for responsible, values-aligned financial infrastructure.
IN DEVELOPMENT01 · Why YusurPay
Why YusurPay
Across West Africa, businesses, merchants, families and entrepreneurs operate across borders, yet moving and managing money across those borders can remain fragmented, expensive, slow or difficult to navigate.
YusurPay is being developed around a simple conviction: financial infrastructure should make regional commerce easier while remaining transparent, responsible and compatible with the financial values of the communities it serves.
The planned opening corridor connects Nigeria, Niger and Benin Republic. YusurPay is preparing for private pilot; the services described are not yet represented as generally available.
02 · From the Founder
“Embrace challenges and mistakes as opportunities for growth, and always strive for personal improvement. Remember, nothing lasts forever.”
Prof. Nura Mohammad Rabiu AhmadFounder, YusurPay
03 · PERSPECTIVE
From science to financial infrastructure
A background spanning scientific research, academia and entrepreneurship informs a systems-oriented approach to complex problems involving technology, markets, institutions and people. It does not substitute for regulated financial expertise; YusurPay is designed to develop through appropriate specialist, institutional and regulatory collaboration.
SCIENCE→SYSTEMS→ENTERPRISE→INFRASTRUCTURE
04 · MISSION
The problem YusurPay is being built to solve
Financial access
Digital financial infrastructure should be understandable and useful to ordinary people and businesses.
Values-aligned finance
Modern financial technology and Islamic financial principles should be able to coexist.
Regional commerce
Better financial rails can help merchants, suppliers and communities participate more effectively in regional trade.
05 · PROCESS
Building YusurPay
- 01OBSERVE
Understand real financial and commercial friction.
- 02DESIGN
Build around users, merchants, compliance and Islamic-finance principles.
- 03CONNECT
Create infrastructure capable of connecting markets and financial partners.
- 04SCALE
Expand responsibly as regulatory, banking and operational foundations mature.
06 · PRINCIPLES
Principles Behind YusurPay
Financial infrastructure must earn trust before it can earn scale.
Complex infrastructure should result in simple customer experiences.
Growth must not come at the expense of compliance, security or financial integrity.
Technology should expand economic participation rather than create another barrier.
07 · REGION
Built with the region
YusurPay’s direction is grounded in local context: merchant realities, regional commercial relationships, language, trust, financial culture and Islamic financial values. The intention is to build with the markets it hopes to serve—not merely for them.
NIGERIA NGN ↔ XOF NIGER XOF ↔ XOF BENIN
08 · Background
Scientific Research
PhD in Computational and Applied Physics, awarded summa cum laude with European mention by Universitat Politècnica de Catalunya · BarcelonaTech; research spanning mathematical and agent-based modelling of tuberculosis, malaria and COVID-19.
Academia
Professor of Mathematics at Bayero University Kano since 2025; previously Assistant Professor at Universitat Politècnica de Catalunya · BarcelonaTech and Lecturer in Mathematics at Gombe State University.
Entrepreneurship
Managing Director of AANUN Global Consult Nigeria Limited since 2020 and Tall Grasses Farms since 2023.
Technology & Infrastructure
Former Senior Programme Manager at the Barcelona Supercomputing Center, with experience developing data-driven decision-support and computational modelling projects.
Building the infrastructure requires the right partners.
YusurPay is building relationships across banking, payments, technology, regulation, investment and regional commerce.