YusurPay — Interest-Free Finance
Preparing for private pilot

Finance without interest.
Borders without barriers.

YusurPay is building modern, interest-free financial infrastructure for everyday life, business and cross-border commerce — beginning across Nigeria, Niger and Benin Republic.

Explore YusurPay ↓
Interest-free by designBuilt for African commerceSecurity-first architecture
Concept interface

TOTAL BALANCE

₦ 2,450,000

Illustrative
Supplier paymentNiger · Today
− ₦500,000
Merchant settlementNigeria · Yesterday
+ ₦125,000
NIGERIA→NIGERTrade connected
Principle-ledClear. Fair. Transparent.

THE OPPORTUNITY

African commerce crosses borders.
Financial infrastructure often does not.

Businesses navigate fragmented systems, currency complexity and financial products that may not fit their values. YusurPay is being designed as a clearer way forward.

THE TRANS-SAHARA CORRIDOR

Three markets.
One connected ambition.

Our planned starting corridor follows commercial relationships linking suppliers, traders, merchants and families. Three markets are only the beginning.

XOF

SELECTED MARKET

Niger

WAEMU trade corridor

XOF ↔ NGN

DESIGNED AROUND REAL NEEDS

Choose your YusurPay journey.

01

For me

Everyday payments, transfers, bills and airtime — designed around clarity.

02

For my business

Accept payments, manage suppliers and see every movement in one place.

03

For cross-border trade

A planned financial bridge for merchants, traders and suppliers.

04

For partners

Help shape trusted, regulated infrastructure for regional commerce.

THE CORE PLATFORM

One ecosystem. Built to move commerce.

The first YusurPay experience is being prepared around the payment tools people and businesses use most.

01

Wallet

A clear, connected experience within the planned YusurPay platform.

02

Transfers

A clear, connected experience within the planned YusurPay platform.

03

Merchant payments

A clear, connected experience within the planned YusurPay platform.

04

Supplier payments

A clear, connected experience within the planned YusurPay platform.

05

Cross-border payments

A planned bridge across our opening commercial corridor.

06

Bills & airtime

A clear, connected experience within the planned YusurPay platform.

INTERACTIVE CONCEPT

See a supplier payment journey.

This educational demo illustrates the planned experience. It does not send money and uses no live exchange rate.

Illustrative amount
SUPPLIER PAYMENTConcept only
1

Business in NigeriaInitiates NGN 500,000

2

YusurPayControls, verification and routing

3

Supplier in NigerPlanned settlement in XOF

No rate, fee or delivery time is implied.

BUILT DIFFERENTLY FROM THE BEGINNING

Modern finance. Clearer principles.

Islamic finance starts with a different relationship to money: avoiding interest-based lending and emphasizing transparency, real economic activity and responsible risk sharing.

Explore our principles
01No interest-based lending
02Clear contractual structures
03Real-economic activity
04Responsible risk sharing

MURABAHA · COMING SOON

Financing connected to real goods.

YusurPay plans to introduce a Murabaha structure in which identified goods are acquired and resold at a clearly disclosed markup, with agreed repayment terms. It is distinct from an interest-bearing cash loan.

Conceptual model only. Final availability will depend on applicable regulatory, legal and Shariah-governance arrangements.
1Business request
2Goods acquisition
3Disclosed markup
4Scheduled payment

TRUST BY DESIGN

Security is infrastructure, not decoration.

YusurPay is being designed around identity verification, transaction controls, fraud monitoring, data protection, auditability and operational resilience.

Read our security principles

OUR NORTH STAR

From the Trans-Sahara corridor to a connected Africa.

We are building more than a payment app: a foundation for people and businesses to participate in a more connected, financially inclusive African economy.

Partner with YusurPay

FOUNDER

Building financial infrastructure for a more connected Africa.

Prof. Nura Mohammad Rabiu AhmadFounder, YusurPay

A systems-oriented founder perspective shaped by scientific research, academia and entrepreneurship—and focused on responsible infrastructure for African cross-border commerce.

Read the founder story